I need a little help figuring out how to pay for the rest of my Ph.D. since I have just about reached my aggregate limit for my student loans. Unfortunately, I did not figure out how close I was to my limit until I registered for my next term. Getting close to my aggregate limit means that I have a small amount I'm still able to take out in Unsubsidized Student Loans, but after that I have to find other funding.
I have looked into the following options at this point:
Right now, my only option seems to be a direct loan and I'm not excited about that option. Frankly, I have been tinkering with the idea of stopping my Ph.D. all together. It's a conversation that Hubby and I have had several times and I always come to the conclusion that I should persist. However, now that I am not sure how I'm going to pay for the rest of my degree, I'm thinking a little more seriously about becoming a Ph.D drop out. Especially after reading this article at The Chronicle of Higher Education.
Having a Master's Degree has opened the door for my newest endeavors: developing curriculum for a for-profit college and working for a university in Wisconsin. At this point, I'm not sure if finishing the Ph.D is going to be worth the cost, especially if I take out another sort of loan. Thankfully, if I continue my work with this particular University (which is considered a non profit) I will be eligible for student loan forgiveness.
So, what do I do? Any creative ideas?
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